Here is a summary from Service Canada
The Canada Pension Plan is referred to as a contributory program. What does this mean?
What other benefits can I receive from the Canada Pension Plan?
What does “disability” mean
To qualify for a disability benefit under the Canada Pension Plan (CPP), a disability must be both “severe” and “prolonged”, and it must prevent you from being able to work at any job on a regular basis.
- Severe means that you have a mental or physical disability that regularly stops you from doing any type of substantially gainful work.
- Prolonged means that your disability is long-term and of indefinite duration or is likely to result in death.
Both the “severe” and “prolonged” criteria must be met simultaneously at the time of application. There is no common definition of “disability” in Canada. Even if you qualify for a disability benefit under other government programs or from private insurers, you may not necessarily qualify for a CPP disability benefit.
Our medical adjudicators will determine, based on your application and supporting documentation, whether your disability is both severe and prolonged.
|Type of pension or benefit||Average amount for new beneficiaries (March 2016)||Maximum payment amount (2016)|
|Retirement pension (at age 65)||$643.11||$1,092.50|
|Post-retirement benefit (at age 65)||$13.39||$27.31|
|Survivor’s pension – younger than 65||$426.01||$593.62|
|Survivor’s pension – 65 and older||$350.54||$655.50|
|Children of disabled CPP contributors||$237.69||$237.69|
|Children of deceased CPP contributors||$237.69||$237.69|
|Death benefit (one-time payment)||$2,306.13||$2,500.00|
|Combined survivor’s and retirement pension (at age 65)||$836.06||$1,092.50|
|Combined survivor’s pension and disability benefit||$1,073.26||$1,290.81|
For a more detailed report on CPP amounts and figures, see the OAS and CPP Program Information Card (Rate Card).
For more information call us at 613 266 7013